Guides

Getting Started with StableBonds: The Smart Way to Earn Yield on Corporate USDC

A step-by-step onboarding guide for corporate treasury managers to connect, top up, and schedule automated vendor payments earning yield.

Sophia Rodriguez
Sophia Rodriguez
Director of Onboarding
June 16, 2026 6 min read
Getting Started with StableBonds: The Smart Way to Earn Yield on Corporate USDC

Introduction: Welcome to Gasless Corporate Treasury

StableBonds combines institutional security, high-yield stablecoin vaults, and automated execution rails on the Arc network. This step-by-step guide is designed to help corporate treasury managers, CFOs, and finance operators set up their accounts, fund their balances, and schedule their first programmatic payout in less than 10 minutes.

With StableBonds, you do not need any cryptocurrency to pay for gas. All transaction fees are sponsored or paid directly using native USDC.


Step 1: Sign In Using a Gasless Smart Account

StableBonds supports both standard EOA Web3 wallets (like MetaMask, Coinbase Wallet, or Rabby) and Circle Smart Accounts (SCA).

For the most secure and streamlined corporate experience, we recommend registering a Smart Account:

1. Click Sign In in the top navigation bar.

2. Choose Register New Passkey.

3. Create a unique username representing your company (e.g., acme_treasury).

4. Complete your device's biometric authentication (Windows Hello, FaceID, or TouchID).

5. Your Circle Smart Account is created instantly and mapped securely on-chain.

Note: You can also use Email OTP Sign-In if your corporate device does not support biometric passkeys.

OTP Sign-In Sandbox

Simulation for non-passkey devices

Fallback Wallet

Step 2: Funding Your Unified Treasury Wallet

Once connected, navigate to the Unified Balance tab. You will see your unique wallet deposit address.

To fund your treasury, you have two options:

Option A: Bridge USDC Natively via CCTP

If you have corporate USDC sitting on Ethereum, Base, Arbitrum, or Polygon:

1. Copy your StableBonds wallet address.

2. Use a CCTP-supported bridge or interface to transfer the USDC to your Arc network address.

3. The funds will arrive and settle on Arc with sub-second finality.

Option B: Arc Testnet Faucet (For Sandbox Evaluation)

If you are evaluating the platform in our sandbox environment:

1. Copy your wallet address.

2. Click the link to faucet.circle.com.

3. Select USDC, choose the Arc Testnet network, input your wallet address, and request test tokens.

4. Your balance will update in the dashboard in real time.


Step 3: Setting Up a Scheduled Vendor Payment

With your USDC balance loaded, you can now schedule your first automated payment:

Process Flow: Automated Settlement Vault
01
Schedule Invoice

CFO inputs invoice amount & recipient wallet.

02
Lock Capital

Principal is secured in the smart vault.

03
Earn 5% APY

Capital compounds in the Senior tranche.

04
Maturity Date

Contract automated trigger executes.

05
Settle Invoice

Recipient receives exact USDC payment.

06
Return Yield

CFO recaptures accrued interest.

1. Navigate to the New Payment tab.

2. Configure Payout Details:

  • Principal Amount: The exact invoice amount due to the vendor.
  • Maturity Term: Choose the lock period matching your invoice timeline (e.g., 30, 60, 90, 180, or 365 days).
  • Tranche Selection: Choose Senior for fully-protected principal or Junior to maximize yields.
  • Supplier Wallet Address: The destination wallet of your vendor.

Step 4: Monitoring Your Positions and Early Exit Controls

At any time, you can view your active payout positions inside the Maturity Calendar tab:

  • Compounding Yield: Monitor exactly how much USDC interest your locked payments have accrued.
  • On-Time Execution: View the remaining time until automated contract settlement.
  • Early Exit Protocol: If your supplier requires payment ahead of schedule due to changing contract parameters, you can execute an Early Exit.
  • Note: Early exits incur a 2.0% penalty, which is distributed as a premium bonus to other active investors in the yield pool. Use early exits only when absolutely necessary.

Summary Checklist for Corporate Launch

Launch Checklist
Register Circle Smart Account with Biometric Passkey.
Whitelist vendor recipient addresses in the Compliance Portal.
Deposit or Bridge USDC to your Arc network wallet address.
Schedule your first invoice payout using Senior Tranches.
Keep your passkey device secure. If you lose access, make sure to configure a recovery email under your Smart Account settings.

Ready to begin? Launch the StableBonds App and start earning yield on your upcoming invoices today.

Treasury Automation

Connect your smart treasury account to start scheduling vendor invoices and compound 5% - 12% yield instantly.

Launch App ConsoleView developer APIs

Keywords & Tags

OnboardingUSDCStep-by-StepWeb3 Tutorial